Never hit a HARD 17 or higher

1. If dealer shows a '7' card or higher, and you have 12, 13, 14, 15, or 16, always take a HIT.
2. If the dealer shows 2, 3, 4, 5, or 6, STAND on 12 and over, HIT if you have 8 or less, and DOUBLE DOWN on everything else. Especially true if the dealer shows 5 or 6.
3. Never hit a HARD 17 or higher.
4. Always SPLIT ACES.
5. Always SPLIT two 8's.
6. Never SPLIT two 10-value cards.
7. Never SPLIT two 5's, instead DOUBLE DOWN, and ask for one card only please.
8. Always DOUBLE DOWN on 11.
9. Always DOUBLE DOWN on 10, unless the dealer is showing a 10-card up or an ACE.
10. Never take INSURANCE, unless you also hold BLACKJACK.
11. INSURANCE is a sucker bet. If you have BLACKJACK yourself ask for EVEN MONEY.